25 Books About Loans in Australia You Should Read
Reading is a great source of knowledge and one who reads hardly make mistake as there is the direction to a path embedded in a book by the writer. This article is specially focused on sifting and providing you with 25 of the numerous books on loan in Australia in no particular other
- Loan Books: An Analysis of the Uncensored Loan Elements, Proof, and Recovery By Peter Agardy
The Loan Book is a specialist text specifically dealing with loans and is intended as a handbook for lawyers, accountants, and members of the commercial community. Loans are an everyday occurrence in life and business. The implications are not always well understood.
2. 7 Proven Steps to Getting The Best Home Loan: IT’S NOT ROCKET SCIENCE by Anton Clarke
Purchasing a home or investment property is one of the largest financial decisions you will make and this book is essential reading for anyone that is needing to finance their purchase.
Hundreds and thousands of borrowers in Australia are throwing their money away by choosing the wrong mortgage. In this easy-to-read book, Anton covers the following topics:
- Tips and tricks used by lenders
- Fixed Rates V’s Variable Rates
- Considering all the costs, it’s not just about the interest rate
- What questions to ask your lender or mortgage broker
3. Choosing The Right Loan Structure For Your Investment Property: IT’S NOT ROCKET SCIENCE By Anton Clarke
This book is essential reading for the first-time property investor right through to the experienced investor who wants to make sure they have their existing loans structured correctly.
Becoming wealthy is a process that does not happen by chance. In this easy-to-read book, Anton covers the following topics:
- What’s so costly about the wrong loan setup
- Cross Securitisation, fancy word, what does it mean
- So what is the correct loan structure
- How to plan for the unexpected
4. Trouble-free borrowing for Australian Expats: IT’S NOT ROCKET SCIENCE By Anton Clarke
This book is essential reading for anyone who is working and living overseas but looking to buy a residential property back home in Australia. Obtaining a mortgage can be complicated at the best of times, but that task can be a nightmare if the proper steps are not taken.
In this easy-to-read book, Anton covers the following topics:
- Currency & Taxation and how they can affect your max borrowing capacity
- Setting realistic timelines for the total process to be done correctly
- How to calculate the true cost of any loan
- The right questions to be asking any lender
First Published in 2014 and the Second edition in 2015
5. Borrowing inside your SMSF to invest in property’S NOT ROCKET SCIENCE
In 2007 the Howard government made one of the most significant changes to the superannuation legislation in perhaps the past 20 years. This change created several excellent financial planning opportunities that all astute property investors must be aware of.
6. The Barefoot Investor by Scott Pape
Scott takes you on a journey that focuses on eliminating debt, living in the now, and retiring in peace with the end goal of taking charge of your finances.
7. Rich Dad Poor Dad by Robert T. Kiyosaki
As you may have guessed, this book follows the story of two fathers; one is financially wealthy, and the other is financially poor.
8. Money: Master The Game by Tony Robbins
Money: Master The Game follows seven fundamental steps people can take to secure financial freedom. It is based on extensive research and interviews with more than 50 financial experts including Burton Malkiel and Ray Dalio.
9. The Automatic Millionaire by David Bach
This a simple, practical guide that takes you through a step-by-step plan for building wealth and retiring early.
With several practical pieces of money-related advice, Bach’s philosophy follows three rules: you don’t have to make a lot of money to be rich, you don’t need discipline, and you don’t need to be your boss.
10. The Richest Man In Babylon by George S. Clason
Clason tells his financial advice through engaging tales and stories from the ancient times of Babylon.
11. Your Money Or Your Life by Vicki Robin
Your Money or Your Life is a nine-step guide to lowering your expenses and taking control of your finances to enjoy your life rather than just make a living.
12. The Millionaire Next Door by Thomas Stanley and William Danko
The Millionaire Next Door dives into the process of achieving financial independence through numerous case studies. Authors Stanley and Danko studied and interviewed people who have already become millionaires to get their insight.
13. She’s on the Money by Victoria Devine
Dubbed a millennial money guide, She’s on the Money is a book that shows you how to be more secure, independent, and informed with your money.
14. Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry
This a simple and savvy guide that takes you on a step-by-step journey from flat broke to a financial badass.
15. Financial Freedom: A Proven Path to All the Money You Will Ever Need by Grant Sabatier
After waking one morning to find he had $2.26 in his bank account, Sabatier knuckled down to have a net worth of over $1,000,000 five years later.
In his book, Sabatier outlines a seven-step process that shows you how to get out of debt, make your job optional, and more importantly, live the life you want.
16. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker
After Eker failed at over a dozen businesses, he decided to sit down and evaluate his relationship with money. What he found was he imitated his parents’ financial strategies and that most of us do this subconsciously.
17. The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey
Radio talk show host and author Dave Ramsey take you through some simple steps for eliminating debt and setting yourself up for success.
Ramsey suggests implementing the following to your everyday life: follow a monthly budget, save for emergencies, eliminate debt, invest for retirement, and buy only what you can afford.
The book is also filled with factual stories from people who have followed his advice and succeeded.
18. I Will Teach You To Be Rich by Ramit Sethi
This book presents a 6-week program that will help you start managing your money better by cutting costs in every area of life and automating your retirement planning.
19. Mindful Money by Canna Campbell
As an experienced financial advisor, mother, and partner, Campbell knows all about the challenges of maintaining balance when you’re time-poor.
In her book, she teaches you how to look at your finances with holistic and powerful mindfulness to take charge of your own personal finance management and embrace what you love.
20. Retirement made simple by Noel Whittaker
Retirement made simple is a simple yet comprehensive book that goes through all the things an Aussie needs to know about when heading toward retirement.
Superannuation, pensions, investments, and insurance are all touched on in the first chapters while the later chapters touch on how to make the most of the freedom of retirement.
- Money School By Lacey Filipich
Money School shifts the paradigm of retiring early to becoming time-rich in the present. Author Lacey Filipich lost her sister in her early 20s. Her heart-wrenching takeaway was that time is what makes people rich, not money, resulting in the mantra––make work a choice. There is freedom in choice, and Filipich wants to give that freedom back.
22. Glen James: Sort Your Money Out
Regarded as the millennial money expert, Glen James is a former financial adviser and host of the My Millenial Money podcast.
His book cleverly examines the importance of being consumer debt free and how to get out of debt if you are in debt. It also looks at the smart way to invest in real estate and shares.
If The ultimate goal behind her book is to find yourself in a position where you can still work but don’t have the financial stresses that push you to work exhaustively until retirement.
23. Noel Whittaker: Making Money Made Simple
As one of the world’s leading authorities on personal finance, Noel Whittaker has established himself as an international bestselling author, finance and investment expert, radio broadcaster, newspaper columnist, and public speaker.
This must-read, Making Money Made Simple, set sales records across Australia and saw itself listed in The 100 Most Influential Books of the Twentieth Century. Having been in print since 1987 and updated twenty-three times, it remains current and on point, presenting the essentials of money, investment, borrowing, and personal finance.
These listed books are not all there is as there are other numerous books about loans in the world today.